VA Disability Claims 101: A Veteran-to-Veteran Guide

Starting your VA disability claim can feel overwhelming—but you’re not alone. This self-help guide walks you through what to gather, how to file, and what to expect next. Whether you’re just beginning or picking things back up after a delay, HadIt.com has supported veterans for nearly 30 years—and we’re here to help you succeed.

📽️ Watch: How VA Disability Claims Work

Video by the U.S. Department of Veterans Affairs

Who’s Eligible for VA Disability Compensation?

To qualify for VA disability compensation, you must meet these criteria:

You served on active duty, active duty for training, or inactive duty training.
You have a current illness or injury (condition) that affects your mind or body.
You can link your condition to your service—this is called service connection.

Check VA’s full eligibility page

How to File a VA Disability Claim

You can file your claim in one of four ways:

Online: File online through VA.gov
By mail: Fill out VA Form 21-526EZ and send it to:
Department of Veterans Affairs Claims Intake Center PO Box 4444 Janesville, WI 53547-4444 Download the form
In person: Bring your completed form to a VA regional office near you. Find a location
With help: You can work with a VSO or accredited representative. Get help filing

If you’re filing by mail and still gathering evidence, you may want to submit an Intent to File first to protect your effective date.

What Evidence Should You Submit?

Strong evidence makes a big difference. Include:

Service treatment records and DD-214
VA or private medical records showing your diagnosis and symptoms
Buddy statements from people who witnessed your condition or know how it affects you

You can upload documents when filing online or mail them later. You have up to 1 year from when you start your claim to submit evidence and still keep your original filing date. More about evidence the VA needs

Fully Developed vs. Standard Claim

A Fully Developed Claim (FDC) means you send all evidence up front. This usually speeds up your decision. If you’re missing records or expect the VA to gather them, it’s a Standard Claim. Learn about FDCs

What Happens After You File

The VA may schedule a C&P Exam to evaluate your condition. Be sure to attend. If they need more info, you’ll get a letter requesting it. You can track your claim status at VA.gov. The average wait time is around 150 days, but this varies.

Tips to Make It Easier

Start early—file that Intent to File if you’re not ready to submit everything yet.
Be specific about symptoms and limitations in your statements.
Double-check that your forms are complete and signed.
Use a VSO if you’re unsure—they can help for free.

Already Rated? Here’s What the VA Didn’t Tell You

If you’ve already got a rating — even 100% — you might still be missing out on additional compensation.

Already Rated? Here’s What the VA Didn’t Tell You

If you’ve already got a rating — even 100% — you might still be missing out on additional compensation.

Learn what Special Monthly Compensation (SMC) is and how to get what you’re owed.

Helpful Links

Still have questions? Ask in our VA Disability Claims forum—someone who’s been there can help.

Theresa "Tbird" Aldrich

See Full Bio