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Over the past year, I have contemplated on filing for 100% P&T for PTSD. Note that my condition has been static for almost a decade. A few months back, I reentered mental health counseling and treatment via meds to see if it made a difference; it hasn’t done so thus far. At this point, I’m wondering if it’s time to bite the bullet and file. Current rating is 80% with IU.
It’s still unclear to me if IU offers any sort of protection, giving reason to not press the issue. I know it’s not the easiest thing to obtain, but I’m living in constant fear of it being stripped. Based on reading other threads, it seems that P&T status grants new protections every 5 years until you hit 20. Not sure if I’m gaining any of those protections under IU. Last time I posted, many advised that I don’t “poke the bear” so to say and just continue on with the IU.
My main concern with continuing the IU solely is not being able to contribute to a retirement fund. This is where P&T status works in my favor. While I’m not confident I’d earn enough income to live, I feel I could at least earn 1-3k a year to contribute to an IRA or something similar. Going off current VA regulations, this is something I could also attempt on IU, but the difference is opening myself up to countless evaluations. As P&T, I wouldn’t have such a worry according to regs. My fear is attempting to work on IU jeopardizing all..
Hoping to gain some insight on my current situation. This is more of an update post; if you look back at my previous threads, you’ll find related content. I hope everyone is having a fantastic day, and god bless.
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Over the past year, I have contemplated on filing for 100% P&T for PTSD. Note that my condition has been static for almost a decade. A few months back, I reentered mental health counseling and treatment via meds to see if it made a difference; it hasn't done so thus far.